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Difference between SBI and ICICI

Difference between SBI and ICICI

There are many different types of bank accounts that are available to consumers, and it can be difficult to decide which type of account is the best fit for your needs. In this blog post, we will compare SBI and ICICI bank accounts and discuss the pros and cons of each. We hope this information will help you make an informed decision about which type of bank account is right for you.

What is SBI?

SBI is the State Bank of India, the largest bank in India with over 15,000 branches nationwide. SBI offers a variety of banking services including savings accounts, personal loans, credit cards, and home loans. SBI also has a presence in foreign countries with branches in Singapore, the United Arab Emirates, and the United States. SBI is a government-owned bank and is majority-owned by the Government of India. SBI has been ranked as the 49th most valuable brand in the world by Brand Finance and is one of the “Big Four” banks of India along with HDFC Bank, ICICI Bank, and Axis Bank.

What is ICICI?

ICICI is a leading private sector bank in India. The Bank offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its specialized subsidiaries in the areas of investment banking, life and non-life insurance, venture capital, and asset management. ICICI Bank has a network of 4,816 branches and 14,367 ATMs spread across India. The Bank has its registered office in Mumbai and the principal commercial center at Vadodara. ICICI Bank set up its first branch in 1994 in Kolkata. ICICI”s equity shares are listed in India on the Bombay Stock Exchange and the National Stock Exchange of India Limited and its American Depositary Receipts (ADRs) are listed on the New York Stock Exchange (NYSE).

Difference between SBI and ICICI

SBI and ICICI are two of the leading banks in India. SBI is a government-owned bank, while ICICI is a private sector bank. SBI has a wide network of branches and ATMs across the country, while ICICI has a smaller network of branches but more ATMs. SBI offers a wide range of products and services, while ICICI focuses on providing higher interest rates on deposits and loans. SBI has lower charges for non-maintenance of minimum balance and for ATM withdrawals, while ICICI charges higher fees for these services. SBI provides better customer service than ICICI. Both SBI and ICICI offer online banking services. SBI offers a higher interest rate on savings accounts than ICICI. SBI also offers discounts on certain products and services for its account holders.


The SBI and ICICI are two of the most popular banks in India. They offer a range of services to their customers, including loans, savings accounts, and investments. But which bank is better for you? In this article, we will compare the two banks and help you decide which one is right for you.

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